Still Waters Counseling, LLC ​​

​​​​Session cost and insurance:

Fees for each session vary based on many factors including if we are in network or out of network with your insurance company, if you have a copay, deductible, etc.

Still Waters is very prompt with giving a fee estimate per session. If you email us at with your first and last name, date of birth, insurance company name, and ID number- we will send you a cost estimate per session typically within one day with the exception of the weekends. 

Still Waters Counseling, LLC is an in-network provider with:
Medical Mutual
Ohio Bureau of Workers' Compensation (BWC)
Caresource (Just4Me & Marketplace Plans only, not ​Medicaid plans)

Health Ohio Network
OhioHealth Group Network/OhioHealthy Preferred/OhioHealthy network

UBH (United Behavioral Health)

UHC (UnitedHealthcare)

UnitedHealthcare Student Resources- Ohio State University (tier 3 provider) & University of Cincinnati (Contact us to check on your benefits and cost per session for these plans)

UnitedHealthcare Exchange/Marketplace plans- Starting in 2023


Oscar (Some plans, we will verify for you)

TeamCare (Must say MedMutual on the front of insurance card)

Still Waters Counseling is an official out-of-network provider with:

(If your insurance company is out of network, they still may cover all or a portion of your counseling sessions!!)

Tri-Care/Humana Military
Anthem Blue Cross & Blue Shield

Still Waters Counseling accepts cash, checks, HSA (Health Savings Account), FSA (Flexible Spending Account), Visa, MasterCard, AmericanExpress, and Discover.

If your insurance company is out of network, they still may cover all or a portion of your counseling sessions!! If you are a new client and your insurance company is on the out of network list above (or in network)- email with your:

Insurance company name

Your first and last name

Date of Birth 

Insurance ID Number

You will receive an email back within 24-48 hours with the exception of the weekends with a breakdown of what your cost would be per session.

​No Surprise Act/Good Faith Estimate:

Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment.  If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.  For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your Estimate, or visit